💳 Debt Payoff (Snowball vs. Avalanche)
Compare the Debt Snowball method (lowest balance first for behavioral motivation) against the Debt Avalanche method (highest interest APR first for maximum interest savings).
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Debt Name
Balance
APR
Min Payment
Method Comparison
⚡ Debt Snowball
Lowest Balance First
28 Mo
Interest: $2,410
💰 Debt Avalanche
Highest APR First
26 Mo
Interest: $2,080
Interest Saved with Avalanche
$330
Plus debt-free 2 months sooner
Total Debt Principal
$15,050
Total Monthly Commitment
$715 / mo